Residents enter into a Resident Agreement prior to admission to permanent residential aged care. Where applicable, separate agreements apply for accommodation payments and Higher Everyday Living Services.

Residential Aged Care Facility Fee Structure – Updated 26 October 2026

• Basic Daily Care Fee: $68.93 per day, effective 20 September 2026.This fee is payable by all residents and contributes to the cost of everyday living services, including meals, cleaning, laundry and utilities.The Basic Daily Care Fee is set at 85% of the single basic Age Pension and is indexed in March and September each year by the Australian Government.
• Combined Assets and Income AssessmentResidents are required to complete a Combined Assets and Income Assessment with Services Australia (Centrelink or Department of Veterans’ Affairs) to determine their applicable care and accommodation fees and eligibility for government assistance.
• Interim Daily Fee Pending Assessment: $75.00 per day.This interim amount will be charged from the date of entry until the assessment notice is received. Once the assessment outcome is provided, fees will be adjusted to the applicable amount and backdated to the date of entry.
• Residents Without a Completed Assets and Income AssessmentIf a resident does not submit a Combined Assets and Income Assessment, the provider may charge the maximum applicable means-tested fees in accordance with legislation.Maximum daily amounts (effective 20 September 2026, subject to indexation):
  • Non-Clinical Care Contribution: up to $109.45 per day
  • Hotelling Contribution: up to $22.15 per day

  These amounts are subject to indexation and may change during the year. Applicable fees depend on the resident’s circumstances and relevant aged care fee arrangements.

• Caps on Non-Clinical Care Contributions
  • Daily cap: $109.45
  • Lifetime cap: $140,652.80

  A four-year cap also applies where relevant.

• Income Tested Fee – Residents Who Entered Care Before 1 July 2014Residents who entered care prior to 1 July 2014 may be required to pay an Income Tested Fee, as assessed by Services Australia (Centrelink or Department of Veterans’ Affairs).Maximum daily Income Tested Fee: $109.45 per day (effective 20 September 2026, subject to indexation).

Accommodation Payments

• Refundable Accommodation Deposit (RAD): $900,000.00.The RAD is a lump-sum accommodation payment. The refundable balance is returned when the resident leaves care, subject to applicable legislation and accommodation agreement terms, including permitted deductions.
• Daily Accommodation Payment (DAP)The DAP is calculated on the unpaid portion of the RAD using the applicable Maximum Permissible Interest Rate (MPIR).MPIR effective 1 October 2026: 8.51% per annum.The applicable MPIR depends on the date the resident agrees to the accommodation price and relevant government rules. An agreed rate does not automatically change when the government publishes a new quarterly MPIR.

Important Information

• All fees and contributions are subject to change in accordance with Australian Government legislation, indexation and policy updates.
• The actual fees payable by each resident depend on their assessment, circumstances and applicable fee arrangements.
• The Australian Government provides subsidies towards the cost of care and accommodation for eligible residents.
• Additional or optional services are voluntary. Any applicable charges will be disclosed and agreed to separately as required.
• The refundable balance of a RAD is returned when a resident leaves care, less deductions permitted under legislation and the relevant agreement.
• Residents may seek independent information about aged care fees through Services Australia or My Aged Care, or raise concerns with the Aged Care Quality and Safety Commission.

Additional Accommodation Disclosure

Retention Amount on Refundable Accommodation Deposits (RADs)

Where applicable under the resident’s accommodation arrangements, a retention amount of up to 2% per annum may be deducted from the RAD for a maximum period of five years, in accordance with legislation and the relevant agreement. Total retention deductions will not exceed 10% of the RAD.

Higher Everyday Living Fee (HELF)

The Higher Everyday Living Fee (HELF) applies to optional higher everyday living services provided in addition to, or at a higher standard than, required services.

Any HELF arrangements:

• Are voluntary and not a condition of entry.
• Are documented in a separate HELF agreement.
• Are subject to applicable consumer protections, including cooling-off and cancellation rights.

Where no Higher Everyday Living Services are elected, no HELF is payable.

Where applicable, all HELF charges and services will be fully disclosed prior to agreement.

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Accommodation Payment Examples

Example 1 – Refundable Accommodation Deposit (RAD)

$900,000.00 paid as a lump sum.

Example 2 – Combination of RAD and DAP

$450,000.00 paid as a Refundable Accommodation Deposit (RAD).

$450,000.00 paid as a Daily Accommodation Payment (DAP).

Calculated at the MPIR of 8.51% effective 1 October 2026:

$104.92 per day (paid monthly in advance).

Example 3 – Daily Accommodation Payment (DAP)

$900,000.00 paid entirely as a Daily Accommodation Payment (DAP).

Calculated at the MPIR of 8.51% effective 1 October 2026:

$209.84 per day (paid monthly in advance).

Examples are indicative only and calculated using the MPIR effective 1 October 2026. The applicable rate depends on the resident’s accommodation agreement and relevant government rules.

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